How it works
Compare the best loan offers in Switzerland now and secure the loan you want—quickly and easily in just three steps
Find the right loan offers
1
Select loan amount and term
2
Compare offers from Swiss banks
3
Get a no-obligation quote
1. Select the loan amount and term
First, determine the amount of the loan you want and the repayment period you have in mind. The term you choose directly affects your monthly payment and the total cost of the loan. By flexibly adjusting the loan amount and term, you can tailor the financing to fit your budget perfectly. This creates a transparent and predictable basis for comparing loans.
2. Compare offers from Swiss banks
Based on the information you provide, you will receive an overview of suitable offers from Swiss banks. You can transparently compare interest rates, loan terms, monthly payments, and terms and conditions. This allows you to immediately identify which offer best suits your financial situation. The structured loan comparison provides a solid and reliable basis for making a decision.
3. Get a no-obligation quote
Once you’ve selected a suitable option, you can request a non-binding quote. Your request will be reviewed, and you’ll receive a specific, personalized loan offer. The offer includes all relevant information regarding the interest rate, term, and repayment terms. The contract is not finalized until you give your approval—until then, the process remains completely non-binding for you.
Real estate financing
Secure your loan with your property and benefit from very low interest rates starting from 4.5%.
Small loan
If you are planning a larger purchase, a small loan may be the right solution for you.
Car loan
Finance your dream car with a car loan. A car loan is suitable for both new and used vehicles.
Personal loan
Make a long-awaited wish come true with a personal loan.
Construction loan
Are you planning to renovate your home or build a new property? A construction loan may be a suitable solution if you do not want to increase the burden on your mortgage.
Online loan
Apply for your loan from the comfort of your own home and save valuable time.
Frequently Asked Questions About Loan Comparisons
What is a personal loan?
A personal loan in Switzerland is a loan for private individuals that can be used for personal purposes. It is also known as a consumer loan and is not usually tied to a specific purpose. A personal loan is taken out with a fixed loan amount, a defined term and an agreed interest rate.
Repayment is usually made in equal monthly instalments. The specific terms and conditions depend on various factors, in particular the creditworthiness of the applicant and the requirements of the respective lender. In Switzerland, personal loans can be applied for online and compared without obligation.
What are the requirements for applying for a personal loan?
Requirements may vary depending on the partner bank. The information provided here only reflects the common or generally applicable requirements.
- Minimum monthly net income of CHF 3,000
- No ongoing debt enforcement proceedings, loss certificates, or bankruptcies
- Valid Swiss passport or residence permit (category B or C)
- For B permits: resident in Switzerland for at least 18 months
- Age between 18 and 68 years
Can I have an existing loan repaid through budgetcreditcheck.ch?
Yes, you only need to tell us your previous bank and we will do the rest for you.
What is the maximum amount I can apply for?
Your loan amount depends on your financial circumstances and your repayment options.